22 Best Refer and Earn App in India 2022

There are so many apps available on the android play store which allow earning by referring people to their app.

All you need is to direct people to their app. In return, you will make money

Referral marketing is the best and cheapest way to promote products & services. That way, so many companies choose this method to promote their product & services

We have a list of the best refer and earn apps in India for you in this article.

Best refer and earn app in India

1. Upstox

Upstox is an app for stock market trading. Here on this app, you can trade shares and buy mutual funds from the stock exchange.

Whenever some signup up and opens a Demat account from your link, you will get ₹ 100.

When your referral starts investing, you will get another ₹300 in your account.

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2. Paytm Money

Paytm money is a stock trading app where people can trade in the stock market. People here can buy stocks, NPS retirement funds & mutual funds.

Paytm money offers an excellent referral program. On every successful referral, you receive ₹100

The person you refer will also get a cashback reward for making his 1st UPI transaction.

The app interface is user-friendly. To use the Paytm referral program, you need to download one code software app.

One code handles Paytm Money and many other such popular referral programs.

All your tracking and revenue you can see on this app

3. Credit Mantri

Credit Mantri is an app that helps you check your credit score. Not only does credit score checks, but it also helps in making it better. You can also compare loan details from different loan providers and choose the loan that suits you most

Credit Mantri also offers a referral program. For every successful referral, you get ₹100 Paytm cash

You can send as many invites as you want. There is no limit to sending invites from CreditMantri.

The signup process is easy. You need to verify your mobile and fill in account details that it

4. pocket money

Pocket money is a personal finance-related app available on ios & android. This app has over 10 million downloads on the google android play store

Pocket money lets you track your finances like cash flow, income, and expenses, monitor your overall portfolio & investment

Pocket money also has a referral program in which you can earn around ₹30 per referral; additionally, you can earn mobile recharge & cash doing simple tasks

However, there is a limit to daily earnings. That is, you can make a maximum of ₹160 in one-day

5. phonepe

Phonepe is money tranfer app. After Google pay, its the second most used UPI payment app in India

Phonepe also offers a referral program. It pays up to ₹100 per referral earlier; it was ₹1000.

Invite your friends to phone pe after signing up when they make their first UPI payment.

You get your referral earnings. In a financial, you can earn ₹10000 maximum from their referral program. That a maximum earning cap by them

6. Cred

cred is a digital payment app that automates credit card payments. It links with your credit card.

However, not everybody is eligible to use the cred app. Only you can use this app if you have a credit score above 750.

For payment via debit card, you can also use cred. Now let’s talk about its referral program. Yes, it does offer a referral program

Whenever anybody signup on cred, he gets a ₹ 250 Signup bonus, whereas a person who referred gets ₹ 850 per refer

Google pay is an app from google. Google pay is the most used money transfer app. Users can do financial transactions using the google pay mobile app.

For every transaction above ₹150 you do on google pay; you get a chance to scratch a card.

They also have a referral program where you can earn up to ₹180 per referral

9. IIFL securities

It’s a stockbroker company. On their platform, you can do equity trading for free, which means you do not need to give brokerage for equity trading; however, for the rest type of trading, they charge ₹20 per trade.

They also offer an attractive referral program. Per successful refer, you will earn ₹500

10. Groww app

Groww app is a mutual fund and stock trading app. On Groww, you can open your account for free, and there are no annual maintenance charges for the Demat account

Brokerage is also significantly less. They also have a referral program where you get ₹ 100 per successful refer

11. Earneasy

It’s an app where you can complete a task and make money. Jobs here are simple, and you can complete them easily.

They have a referral program where they pay ₹ 15 per referral.

You can withdraw money to Paytm wallet or to your bank account. There is no minimum withdrawal limit

12. One code referral

This app manages referral programs of top-rated brands like Groww, Dhani, Upstox, Paytm Money & many others.

When you signup on one code, you get a ₹ 25 cash bonus whereas, as refer also gets ₹25 cash

Other than this you can also earn 10% from the income of your friend lifetime

13. Meesho

Meesho is reselling app where you can make money by referral and reselling goods.

Meesho offers the opportunity to earn money by reselling their products and sending referrals

You can sell products available on Messho to get a commission. Other than reselling, you can refer people to Messho to earn a referral commission.

Small-small daily tasks are also available, which you can complete and make some extra money

14. Amazon pay

Amazon has several businesses under its hood. Amazon pay is one of them. Amazon Pay is an online payment service. Which you can use to pay others

Amazon pay also has a referral program. If you refer somebody to amazon pay, then you will receive a ₹75 cashback in your amazon pay balance

Whenever your referred person does their first transaction, you will get ₹75 cash back, and your friend will also get ₹125 cashback

You and your referral will only get paid after referred person’s first transaction.

15. Rozdhan

It’s a task completion app where you can complete tasks to make money. Like you can make money here by watching videos, playing games, by reading articles etc.

In addition to that, you can also make money by referring other people to this app. On every signup, you can earn up to ₹80

16. Mobikwik

It’s a mobile payment app you can do bill payments, money transfers, buy stocks, recharge etc through this app

They also have a referral program where you can earn ₹20 as a referral and ₹50 as a signup bonus

17. My11circle

My11circle is a fantasy cricket app. This app is not available on the google play store.

You not only can play fantasy cricket on this app but can also play other fantasy sports like fantasy football & kabaddi.

For playing, you first need to pick teams and then start playing the game

This app also offers a referral program. By referring one person to this app, you can earn up to ₹551 per refer

When you refer any person to this app on signup, you instantly get ₹51 after that Rs. 500 (Rs. 4 up to 125 times)

You earn ₹4 each time when your referral spends ₹40.

The more your referral spends more you earn. You can earn up to 125 times per referral

The minimum withdrawal limit is ₹100

18. Vision 11

Vision 11 is a fantasy cricket app where you can play fantasy cricket.

This app is top-rated among cricket lovers. Contests here are just starting from ₹1.

This app is also not available on the google play store. But you can download this app from vision11 website

This app has more than 2 million users worldwide. Other than cricket you can play various other games like football, kabaddi, hockey

They also run a referral program where you can refer & earn. You can earn ₹ 100 by inviting other people using your unique code. Additionally, you can earn a lifetime 20% commission

19. 5paisa

5 Paisa is a stock broker where you can open a Demat account.

There broking charges are nominal. The brokerage charge is flat at ₹20 per trade. Opening a Demat account is free

They have a refer and earn program. For every referral, you will get ₹200 & 12.5% brokerage.

20. coin switch kuber

coin switch kuber is a cryptocurrency exchange where you can do crypto trading. You can buy cryptocurrencies on this platform with just ₹ 100

there are more than 80 cryptocurrencies available to buy & sell on this platform

they have a referral program it offers ₹50 as a signup bonus per referral

21. Batball 11

Batball 11 is a fantasy app where you can play fantasy sports. There are different levels of fantasy games you can play here.

Additionally, you can earn by referring people to their app

22. Winzo

Winzo is a gaming program. This platform has over 100+ games that you can play. Games are available in over 12 different languages.

The app is not available on the play store. You can download the app from the website

Winzo has a unique referral program where you can earn up to ₹55 per successful referral

there is no cap on daily earnings. You can refer as much as you want and increase your earnings

you can withdraw your amount instantly via Paytm & bank transfer

Devanshu Wadhwa

Hi, I`m Devanshu, the man behind bloggingdost.com. I love writing about SEO, WordPress, Blogging, Internet Marketing, Make money online.

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